Finding Financial Aid

Paying for College

 Financial Aid Sites:

  Basics: Looking for Student Aid
  College-scholarships.com
  US Dept Education Student Aid
  Federal Student Aid: FAFSA
  Student Aid Deadlines
  Federal Pin site: PIN.ED.GOV
  FinAid.org
  CollegeBoard.com/pay

 Scholarships Sites:

Hispanic Scholarships

Houzz Scholarships
  United Negro College Fund Scholarship Opportunities
  NSHSS Foundation STEM Scholarships
  Coca-Cola Scholars Foundation
  Choose Home Security Scholarship Contest
  Microsoft College Scholarships
  UNCF Merck Science Scholarships & Fellowships
  College-Scholarships.com
  Student Scholarship Search


  Varsity Tutors Essay Contest
  www.scholarships.com
  FinancialAidSupersite.com
  FindTuition.com
  FreeScholarshipGuide.com
  UnitedStatesGrants.org
  CareersandColleges.com
  MoneyforCollege.com
   Society of Women Engineers
   Bus. Management Scholarships
  American Dental Ed. Association Scholarships
   2015 Best Medical Assistant Programs Scholarship
   American Psychological Assoc. Scholarships, Grants & Awards
  Educator Labs Scholarship List
  RSP Student Aid News

Warning:  Not all web scholarship searches may be worth their cost. Use the free resources first. When looking at a web site, ask yourself is this a money making business or a free search site?  

Dollars flying around a student's head
Who is my student aid lender?

Not sure which school ?

Visit your top 3 school choices when they are in session. Make sure you like the atmosphere.  Schools where student commute from home are very different from those with dorms. 

Pick a major using common sense, your skills and your personality.  Take a look at job sites like Monster.com & Glassdoor.com now and see who employers want to hire. Gear your major to the in demand jobs!

  How else will you be able to pay your rent?

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Be Alert

The Financial Aid Time Line

Many colleges use data from the CSS/Financial Aid Profile. In October begin applying on line for non-federal financial aid at:  profileonline.collegeboard.com

In January start filling out the Free Application for Federal Student Aid (FAFSA). Be aware that many states require additional forms. Visit www.fafsa.ed.gov for more info.  You may also want to register for a PIN at pin.ed.gov

In February start your search for scholarships. Check to see what is your state's financial aid deadline. Some are as early as March 1st.

In April discuss the financial aid package from each school with your family. Calculate how much is still needed. Decide if you need a private loan or more scholarships to make ends meet. Remember to include the cost of books which can add $700 to $1200 a semester.

Borrowing from Your 401(k) Think Twice: It Could Cost You: an article from the College Board: Pros & Cons of Using your 401(k)

Paying for a College Education

You will be paying your school a huge amount of money, so you better be happy with your choice. Make sure the tuition is affordable before you set your heart on one that is really out of reach.

The college board's research indicates that you may want to work during high school to start saving. College Board Work Guidance

Other Scholarships

 

Part Time Jobs


Look for a part time job!

Don't expect that a scholarship is going to solve all your money problems. You'll need income from a part time job too.  First check with your your college job center on campus. Here are some other places to find a job:

Collegehelpers.com

Dept Of Education Work Study Programs

Do a job for $5.00 Fiverr.com

Simply Hired Part Time Jobs

Groovejob.com

SnagaJob.com

CareerRookie.com

She Knows P/T Jobs

 

 

www.ChristianConector.com

Ask your guidance counselor for a job forecast report.  IMPORTANT: Also ask to be tested to see what kind of job for which you are best suited.

 

Note: not even new bankruptcy laws will allow student aid debt to be forgiven.  Be prepared to pay off your loans in full.  Yea, it sounds scary, but even good financial advisors will tell you it is worth it to borrow for a job targeted education.   Don't worry - you can do it.  Have a little faith in yourself.  

Be sure to choose a major you both like and is employable!! Check the Employments ads where you want to live and see the kinds of skills for which employers are looking.

DO YOUR CAREER RESEARCH BEFORE CHOOSING A MAJOR!

Check out job sites such as indeed.com to see what is in demand now.

Look at job forecasts to see what will be in demand when you graduate. See Career Planner.com.

 

Disclaimer:

The CollegePrayer.org web site does not endorse any of these web sites. Neither do we give financial advice.

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